Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare. Original Medicare pays for a lot, but doesn't cover everything. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:

• Copayments

• Coinsurance

• Deductibles

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We also offer Part D coverage for our clients. A Part D plan helps lower your out of pocket expenses for your drugs. It is important for your Agent to run your prescriptions to make sure you are getting the best plan for you. 

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A Medicare Advantage is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by Medicare-approved private companies that must follow rules set by Medicare. If you join a Medicare Advantage Plan, you'll still have Medicare but you'll get most of your Part A and Part B coverage from your Medicare Advantage Plan, not Original Medicare. 

These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare drug coverage (Part D).