Make sure your condo is covered.
A typical condo insurance policy covers your personal belongings and pays out if you’re found responsible for injuring someone.
Personal condo insurance covers what your association’s master policy won’t, including your furniture, electronics and other items inside your unit. If someone steals your TV or a burst pipe ruins your dining room set, your condo policy can reimburse you.
Condo insurance also offers liability coverage in case your dog bites someone or a guest gets hurt in your home. (Note that some insurers won’t cover certain dog breeds.)