MEDICARE is the federal health insurance program for people who are 65 or older, younger people who have disabilities and people with end stage renal failure. 

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Medicare Part A (Hospital Insurance)

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care. 

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Medicare Part B (Medical Insurance)

Part B covers certain doctors' services, outpatient care, medical supplies and preventative services.

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Medicare Part D (Prescription Drug Coverage)

Helps cover the cost of prescription drugs (Including many recommended shots or vaccines).

 

Original Medicare does not pay/cover everything. Beneficiaries can pick up a Medicare Supplement Insurance called Medigap. This supplemental plan can help pay for some of the extra health care costs, like copayments, coinsurance and deductibles. Some Medigap policies can cover services that Original Medicare doesn't cover, like emergency care when traveling outside the U.S. 

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Medicare Part C (Medicare Advantage)

Is a Medicare approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage and in most cases offers extra benefits such as; vision, hearing and dental services which Original Medicare doesn't cover.

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