We don't sale Life Insurance. We sale what Life insurance can do! Most people believe that Life Insurance is only for death. Life Insurance is for the living as well and we would love to show you how you can be your own bank. When it comes to Life Insurance; we offer all types of coverage. We are contracted with many carriers to make sure we have the right fit for you.
Indexed Universal Life
Indexed Universal Life insurance policies can help you build tax-free wealth while leaving behind a death benefit for your loved ones. They provide greater upside potential, flexibility and tax-free gains. This type of life insurance is permanent coverage. These policies are designed for people seeking a tax-free and protected retirement plan.
This is considered a PROTECTED ASSET and is protected from MARKET RISK.
Whole Life insurance provides permanent death benefit coverage for the life of the insured. Not only is their a death benefit, a whole life insurance also offers a cash value component. As the cash value grows they may accumulate on a tax- advantage basis.
We love helping parents and grandparent set up their kids and grandkids on policies. Especially policies that will financially benefit them in the future. Children Whole Life policies are extremely affordable and the rates are locked in.
Children Whole Life
A term is exactly what it sounds like. It is a temporary policy and usually designed to cover a debt for a specific amount of time. However, by writing a ROP (Return of premium) gives the policy holder/insured the option to get all the premiums they paid into the policy back at the end of their term.
If you have ever been denied life insurance we have options available to you. These policies are guaranteed issue and typically ask no underwriting questions. This type of policy does require the insured to live for 2 years or just the premiums are paid to the beneficiary.